Our office will be closed Friday 3rd of April & Monday 6th of April for Easter. We will reopen Tuesday 7th of April 2026. Happy Easter!

Overdraft

Overdraft

An overdraft is designed to allow you to cover those unexpected bills or take care of any surprise expenses that might occur.

Interest rates from:

From 14.30 % pa  

Find out more about our other rates.

 

Product Features:

Personal Loan Features
Minimum Amount : $500
Maximum Amount : $10,000
Maximum Term : On going
Repayment Frequency : Monthly, fortnightly or weekly
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
Direct Entry (Credit/Debit) : Yes
Interest Charges : Calculated daily, charged monthly
Variable/lump sum repayments : Yes

Questions?

I'd like to know more about

We are here to help you

  • Contact us

    Need assistance or have a question? Our team is ready to help

  • Book an appointment

    Chat with a lending specialist or customer support team member at a time that suits you.

  • Join Geelong Bank

    Become a member and enjoy local banking with real service and support.

  • FAQs & resources

    Looking for quick answers? Browse our frequently asked questions and helpful guides.

 

 

 

1300 361 555 Contact Us Fees & Charges FAQs Facebook LinkedIn Instagram

Get the Geelong Bank app

Download free from your preferred app store

 

 

ACSC

Privacy  Security  Disclosure Documents Terms and Conditions

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.

© Copyright 2025 Ford Co-operative Credit Society Limited ABN 74 087 651 456 trading as Geelong Bank | AFSL/Australian Credit Licence 244351 | BSB 803 199