Where do you start?

It may sound like an easy concept but many of us just don’t know where to start. A budget is all about knowing what you spend your money on. A really useful budget is based on realistic expectations and should be flexible enough to adapt to changes in circumstances.

Our savings accounts come with...

 

Budget planner calculator

Use our calculators to make informed decisions about your money. Manage your money effectively and achieve your savings goals with a budget.

Compare all our interest rates and fees

Compare our savings account options

  Affinity Saver iSaver Achieve Savers Online Saver Christmas Club Young Achievers Senior Saver
Monthly fee $0 $0 $0 $0 $0 $0 $0
Bonus rate requirement No Deposit $200 or more a month Deposit $50 or more a month No No 1 deposit a month No
Interest calculation Calculated daily,
paid monthly
Calculated daily,
paid monthly
Calculated daily,
paid monthly
Calculated daily,
paid monthly
Calculated daily, paid annually in November Calculated daily,
paid monthly
Calculated daily,
paid quarterly
Minimum amount $2,000 $1 $1 $1 $1 $1 $1
Card access Yes No No No No No Yes
Direct Entry (Credit/Debit) Yes Credits only Credits only Credits only Credits only Credits only Credits only
Branch Access Yes No Yes No Yes Yes Yes
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