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Geelong Bank offers the following home loans to meet your individual needs
I'm looking to
1,2 Home Loan
Introducing the 1, 2 home loan: 1% less for 2 years.
✓ 1% lower rate for the first two years
✓ 100% mortgage offset account
✓ Free redraw
6.14
%
pa
Interest rate
6.96
%
pa
Comparison rate
Owner occupied, P&I, LVR <60%
Mutual Home Loan
The Mutual Home Loan is a flexible loan suitable for owner occupiers and investors with no on-going fees.
✓ 100% mortgage offset account
✓ Free redraw
✓ $0 Annual fee
7.14
%
pa
Interest rate
7.19
%
pa
Comparison rate
Owner occupied, P&I, LVR <60%
Affinity Home Loan
The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges.
✓ Offset account available
✓ Free redraw
✓ $0 Establisment fee
7.41
%
pa
Interest rate
7.66
%
pa
Comparison rate
Owner occupied, P&I, LVR <80%
First Home Buyers
This loan is suitable for home improvements including sustainable renovations like solar panels, double glazed windows, external awnings, insulation, rain water tanks and other improvements to your home. A discounted interest rate applies without the need to add to your existing home loan.
Personal Loan/Debt Consolidation 1
To help with your kids education, purchasing a caravan or boat, buying new furniture, taking that much needed holiday or debt consolidation, whatever the purpose Geelong Bank can offer you a personal loan to suit your needs.
1 Year Fixed Rate Home Loan
Our 1 year fixed rate home loan is ideal for residential owner occupied or investment purchase, refinance, consolidate debts, release equity for personal or investment purposes.
✓ $0 Monthly Fee
✓ Offset account optional Extra +0.10%
✓ Rate Lock Available
6.19
%
pa
Interest rate
7.07
%
pa
Comparison rate
Owner occupied, P&I, no offset, LVR <60%
2 Year Fixed Rate Home Loan
Our 2 year fixed rate home loan is ideal for residential owner occupied or investment purchase, refinance, consolidate debts, release equity for personal or investment purposes.
✓ $0 Monthly Fee
✓ Offset account optional Extra +0.10%
✓ Rate Lock Available
5.70
%
pa
Interest rate
6.88
%
pa
Comparison rate
Owner occupied, P&I, no offset, LVR <60%
Mutual Home Loan
The Mutual Home Loan is a flexible loan suitable for owner occupiers and investors with no on-going fees.
✓ Offset account available
✓ Free redraw
✓ $0 Annual fee
7.99
%
pa
Interest rate
8.02
%
pa
Comparison rate
Investment, P&I, LVR <80%
Affinity Home Loan
The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges.
✓ Offset account available
✓ Free redraw
✓ $0 Establisment fee
7.81
%
pa
Interest rate
8.05
%
pa
Comparison rate
Investment, P&I, LVR <80%
HomeBuilder Loan
Looking to build a new home or substantially renovate your current home?
✓ Family Guarantee
✓ Free redraw
✓ $0 Annual fee
6.92
%
pa
Interest rate
6.95
%
pa
Comparison rate
Owner occupied, P&I, LVR <80%
Relocation Home Loan
The relocation loan is a bridging facility that will allow you to achieve this without the need to sell your existing home first.
✓ Additional Repayments Accepted
✓ $0 Annual fee
8.21
%
pa
Interest rate
8.24
%
pa
Comparison rate
Owner occupied, P&I, with end loan, LVR <80%
Compare all our interest rates and fees
Refinance your Home Loan and save
Our online calculator is fast and easy. Find out how much you could save by switching to Geelong Bank.
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