Merry Christmas! Our office will be closed on Wednesday December 25th, Thursday December 26th & Wednesday January 1st 2025.
This information about fees and charges applicable to our loan products is indicative only. In some circumstances more than one fee may apply.
Loan Application Fees: | |
Personal Loans | $220.00 |
Home Loans |
$300.00 Additional charges apply if more than one property included Preparation / Discharge |
All Government duties/taxes relating to loans transactions will be debited to the loan account. Fees payable to other third parties may apply.
As charged by appropriate authority.
Credit Facilities: | |
Arrears letter per occasion | $30.00 |
Default Notice Fee per occasion |
$200.00 - Mortgage Loans $50.00 - Personal Loans |
Administration Fees: | |
Security Administration Fee | $8.00 - Personal Loans |
Security Variation Fee | $15.00 - Personal Loans |
Value Home Loan Administration Fee | $8.00 per month |
Progressive Drawing Fee (mortgage loans) | $50.00 |
Variation Fee |
$100.00 - Mortgage Loans $50.00 - Personal Loans |
Portability Fee |
$350.00 - Mortgage Loans $100.00 - Personal Loans |
Additional Security Fee | $150.00 |
Conversion/Switching Fee | $300.00 |
Production of Title Fee | $350.00 |
Arranging a Withdrawal of Registered Security | $250.00 |
Discharge Settlement Fee (per security property) | $300.00 |
Settlement Rebooking Fee | $100.00 |
Construction Fee | $245.00 |
Guarantee Fee | $200.00 |
Lenders Mortgage Fee | $50.00 |
Redraw: | |
Affinity Home Loan Package and Mutual Home Loan (formerly Easy Start Home Loan) | Nil |
Basic Home Loan (formerly Value Home Loan) | $25.00 - Per Redraw |
All other Home Loans have a Nil redraw fee if redraw is via internet or telephone banking (Note: over the counter (OTC) first one free per month, all additional OTC redraws | $15.00 - Per Redraw |